Legal Expert Clarifies XRP Reserve Rumors Amid Ripple Escrow Release
Recent speculation about Ripple's XRP being added to the U.S. National Reserve has been dismissed by legal expert Bill Morgan. The rumors emerged following Ripple's release of 1 billion XRP from escrow in June 2025, sparking theories of potential government involvement. Morgan, a well-known commentator on the Ripple-SEC legal battle, clarified that the escrowed XRP will not become part of federal holdings, countering widespread community chatter. This development comes as the cryptocurrency market continues to monitor Ripple's regulatory and strategic moves closely. Despite the debunked rumors, XRP remains a focal point in the digital asset space, with investors keenly watching for further updates on its legal and financial trajectory.
Legal Expert Dismisses Rumors of XRP Inclusion in U.S. National Reserve
Speculation about Ripple's XRP being added to the U.S. National Reserve has been debunked by attorney Bill Morgan, a prominent commentator on the Ripple-SEC legal battle. The rumors gained traction after Ripple released 1 billion XRP from escrow in June, fueling theories of a potential government acquisition.
Morgan clarified that the escrowed XRP will not become part of federal holdings, countering community chatter that emerged amid Ripple's ongoing litigation with the SEC. The released tokens, valued at over $2.2 billion at withdrawal, were distributed across three transactions, but these movements appear unrelated to any government transfer.
XRP Price Eyes Major Breakout Amid Exchange Withdrawals and Oversold Recovery
XRP shows early signs of a bullish reversal after weeks of downward pressure, with a 14% rebound from Sunday's low of $1.90. The recovery follows an oversold signal on 4-hour charts, though daily indicators remain neutral.
Market observers note a seismic shift in exchange dynamics, with Binance alone shedding over 5 billion XRP (8% of circulating supply) in five days. This exodus coincides with unconfirmed reports of $13 billion in XRP moved off exchanges ahead of an anticipated Ripple announcement.
The withdrawal magnitude—equivalent to nearly three days' trading volume—creates tangible supply pressure. When combined with technical recovery signals, these fundamentals suggest growing institutional confidence in XRP's $3 breakout potential.
XRP Advocate Predicts $50K Profit From 1,000 XRP Holdings by 2025
Dustin Layton, a prominent XRP advocate and crypto influencer known as "Time Traveler," has sparked both enthusiasm and doubt with his latest forecast. He asserts that holding 1,000 XRP could yield a minimum profit of $50,000 by the end of 2025—implying a price target exceeding $52.20 per token. At current levels near $2.20, this would require a 23x surge in under six months.
Layton doubled down on his prediction by inviting the community to bookmark his tweet for future accountability, framing the $50,000 projection as a conservative baseline. His thesis hinges on macro crypto adoption, institutional inflows, and potential regulatory tailwinds for XRP, though he provided no formal valuation model.
The claim met polarized reactions. While some holders welcomed the optimistic outlook, others dismissed it as unrealistic. "The world dwells in reality," countered one skeptic, underscoring the speculative nature of such price targets in an unproven market.
XRP Surges 6% Amid Whale Activity and Retail Interest
XRP rallied nearly 6% in a late-session breakout, fueled by a quadrupling of hourly volume and confirmed support above $2.20. The surge coincided with major whale movements, including a $58 million transfer to Coinbase and a $439 million shift by Ripple to an unknown wallet. Despite typical bearish pressure from such activity, XRP held firm, signaling robust demand.
Market sentiment stabilized as cryptocurrencies broadly advanced, with XRP leading the charge from $2.19 to $2.20 in the final hour. Breakout volume hit 108.12 million—four times the average—underscoring technical significance. Retail interest spiked alongside the price action, with Google Trends showing accelerating searches for "XRP to $3."
The Ripple v. SEC case remains pivotal, as regulatory clarity could catalyze XRP's next leg higher. Analysts eye the July–September window for potential upside targets between $3 and $5, citing on-chain data and price models.
XRP Gains Traction in U.S. Real Estate as Crypto Accepted for Mortgage Applications
The U.S. Federal Housing Finance Agency has greenlit cryptocurrencies as qualifying assets for mortgage applications, marking a pivotal moment for digital asset integration into traditional finance. This regulatory shift enables crypto holders to leverage their XRP and other holdings when securing home loans.
At current prices of approximately $2.19 per token, purchasing a median-priced $420,000 U.S. home outright WOULD require roughly 192,000 XRP. The calculation underscores crypto's evolving role beyond speculative trading into concrete financial utility.
The policy change reflects growing institutional recognition of digital assets, with XRP emerging as a potential medium for major transactions. A standard 20% down payment on such properties would translate to about 38,400 XRP, making homeownership more accessible to crypto investors without requiring liquidation of positions.
Permissioned DEX Goes Live on XRPL: Top Features to Know!
Ripple has launched a Permissioned Decentralized Exchange (DEX) on the XRP Ledger, targeting regulated financial institutions. This MOVE bridges the gap between decentralized finance and compliance, allowing approved entities to trade within a controlled environment while supporting permissionless assets like XRP and stablecoins.
SBI Group CEO Yoshitaka Kitao highlighted the development, emphasizing its role in unlocking institutional access to DeFi. The permissioned DEX operates independently on the XRPL, offering unlimited trading pairs and maintaining strict regulatory adherence—a strategic step toward broader crypto adoption.
